🚫 Those Expecting Guaranteed Investment Returns

The reality is, no financial professional can promise stock market returns—it’s against the law, and it wouldn’t be ethical. If someone is focused solely on chasing returns rather than creating a sound financial plan, we may not be the right advisor for them.

🚫 People Who Focus on the Details But Ignore the Big Picture

A strong financial plan considers your entire financial landscape, not just individual pieces. We help clients step back and see the bigger picture—like how Social Security decisions, tax strategies, and investment choices all work together.

🚫 Individuals Who Struggle to Make or Keep Appointments

We value our clients' time as much as they value ours. Consistently missing or arriving late to meetings affects not only our schedule but also other clients who rely on us. If keeping appointments is a challenge, we may not be the right advisor for you.

🚫 Those Who Aren’t Engaged in the Planning Process

We’re committed to helping our clients succeed, but we need them to be just as invested in their financial future. Skipping annual review meetings or avoiding financial discussions makes it difficult to provide the best possible guidance.

🚫 People Who Can Only Meet on Weekends

Just like you wouldn’t expect your doctor, attorney, or accountant to schedule weekend appointments, the same applies to financial planning. If weekday availability is an issue, we may not be the best fit.

🚫 High-Maintenance Clients Who Require Excessive Time and Attention

We strive to offer high-quality service to all of our clients, but we also respect time boundaries. If someone needs constant hand-holding or immediate responses to non-urgent matters, it can take away from the experience we aim to provide for everyone.

🚫 The Un-Coachable and Stubborn

Financial success requires an open mind and willingness to act. If someone is unwilling to consider expert advice or insists on doing things their way despite proven strategies, they likely won’t benefit from working with us.

🚫 People Who Work With Multiple Advisors

We take a holistic approach to financial planning. When multiple advisors are involved, it often leads to confusion and conflicting strategies. To provide the best results, we prefer working with clients who trust us to guide them comprehensively.